*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:#FBF1E2;color:#062925;font-family:Arial,Helvetica,sans-serif;font-size:16px;line-height:1.6;overflow-x:hidden}
img{display:block;max-width:100%;height:auto}
a{color:inherit}
button{font:inherit}
.skip-link{position:fixed;top:-64px;left:16px;z-index:100;color:#062925;background:#FFFFFF;padding:10px 14px;font-weight:700;text-decoration:none}
.skip-link:focus{top:16px;outline:3px solid #F1B825;outline-offset:3px}
.topbar{position:sticky;top:0;z-index:50;background:#FBF1E2;box-shadow:0 4px 16px rgba(6,41,37,.14)}
.topbar-inner{width:calc(100% - 32px);max-width:1180px;min-height:78px;margin:0 auto;display:flex;align-items:center;justify-content:space-between}
.brand-mark{display:block;width:130px;min-width:0}
.desk-nav{display:none}
.menu-toggle{width:50px;height:46px;padding:10px;border:0;background:#062925;display:flex;flex-direction:column;align-items:center;justify-content:center;cursor:pointer}
.menu-toggle span{display:block;width:28px;height:4px;margin:3px 0;background:#FFFFFF}
.menu-toggle:hover{background:#174B43}
.menu-toggle:focus-visible{background:#174B43;outline:3px solid #062925;outline-offset:3px}
.mobile-menu{display:none;position:fixed;inset:0 0 0 auto;z-index:80;width:100%;overflow-y:auto;background:#FBF1E2;padding:18px 18px 26px}
.mobile-menu.is-open{display:flex;flex-direction:column}
.mobile-overlay{display:none}
.mobile-overlay.is-open{display:block;position:fixed;inset:0;z-index:70;background:rgba(0,0,0,.55)}
.mobile-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:24px}
.mobile-top img{width:130px;max-width:100%;height:auto}
.menu-close{width:48px;height:48px;padding:0;border:0;background:#062925;color:#FFFFFF;font-size:34px;line-height:1;cursor:pointer}
.menu-close:hover{background:#174B43}
.menu-close:focus-visible{background:#174B43;outline:3px solid #062925;outline-offset:3px}
.mobile-list,.mobile-sublist,.desk-list,.desk-sublist,.foot-nav ul{list-style:none;margin:0;padding:0}
.mobile-list{display:flex;flex-direction:column}
.mobile-list>li{margin:0}
.mobile-list a{display:block;padding:14px 8px;color:#062925;font-weight:700;text-decoration:none}
.mobile-list a:hover{background:#FFFFFF}
.mobile-list a:focus-visible{background:#FFFFFF;outline:3px solid #062925;outline-offset:-3px}
.mob-parent-row{display:flex;align-items:center;min-width:0}
.mob-parent-row a{flex:1;min-width:0}
.mob-arrow{width:46px;height:46px;flex:0 0 46px;display:flex;align-items:center;justify-content:center;color:#062925;font-weight:700;cursor:pointer;transform:rotate(0deg)}
.mob-arrow:hover{background:#FFFFFF}
.mob-arrow:focus-visible{background:#FFFFFF;outline:3px solid #062925;outline-offset:-3px}
.mob-arrow.mob-arr-open{transform:rotate(180deg)}
.mobile-sublist{display:none}
.mobile-sublist.is-open{display:block}
.mobile-sublist a{padding-left:28px}
.mobile-auth{display:flex;margin-top:22px}
.mobile-auth a{flex:1;min-width:0}
.auth-link,.auth-cta{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:10px 16px;font-weight:700;text-decoration:none}
.auth-link{background:#FFFFFF;color:#062925}
.auth-cta{background:#062925;color:#FFFFFF}
.auth-link:hover{background:#F1B825}
.auth-cta:hover{background:#174B43}
.auth-link:focus-visible{background:#F1B825;outline:3px solid #062925;outline-offset:3px}
.auth-cta:focus-visible{background:#174B43;outline:3px solid #F1B825;outline-offset:3px}
.page-frame{width:calc(100% - 32px);max-width:980px;margin:0 auto}
h1,h2,h3,p{margin-top:0;overflow-wrap:anywhere}
h1{margin-bottom:20px;font-size:41px;line-height:1.08}
h2{margin-bottom:20px;font-size:30px;line-height:1.16}
h3{margin-bottom:10px;font-size:20px;line-height:1.25}
.kicker{margin-bottom:12px;color:#062925;font-size:13px;font-weight:700;letter-spacing:.08em;text-transform:uppercase}
.light-kicker{color:#FFFFFF}
.policy-opening{position:relative;overflow:hidden;background:#062925;color:#FFFFFF}
.policy-opening:before{position:absolute;inset:0;background:linear-gradient(135deg,rgba(241,184,37,.16) 0,rgba(241,184,37,.16) 25%,transparent 25%,transparent 100%);content:""}
.policy-intro{position:relative;z-index:1;display:flex;flex-direction:column;padding:62px 0 52px}
.policy-intro>div{min-width:0}
.policy-opening p{color:#FFFFFF}
.policy-actions{display:flex;justify-content:center;flex-wrap:wrap;margin:26px 0 0}
.policy-actions a{margin:6px}
.button-fill,.button-line{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:11px 20px;font-weight:700;text-align:center;text-decoration:none}
.button-fill{background:#F1B825;color:#062925}
.button-line{background:transparent;color:#FFFFFF;outline:2px solid #F1B825;outline-offset:-2px}
.button-fill:hover{background:#FFFFFF}
.button-line:hover{background:#174B43}
.button-fill:focus-visible{background:#FFFFFF;outline:3px solid #F1B825;outline-offset:3px}
.button-line:focus-visible{background:#174B43;outline:3px solid #F1B825;outline-offset:3px}
.record-mark{width:100%;max-width:210px;min-width:0;margin:30px auto 0;color:#F1B825;opacity:.92}
.cream-band{background:#FBF1E2}
.green-band{background:#062925;color:#FFFFFF}
.green-band h2,.green-band h3,.green-band p{color:#FFFFFF}
.data-band{padding:70px 0}
.process-band{padding:78px 0}
.contact-band{padding:68px 0}
.data-grid{display:grid;grid-template-columns:1fr;gap:14px;margin-top:24px}
.data-grid article{min-width:0;background:#FFFFFF;padding:20px;box-shadow:0 10px 22px rgba(6,41,37,.12)}
.data-grid h3{margin-bottom:8px}
.data-grid p{margin-bottom:0;font-weight:700}
.cta-centre{display:flex;justify-content:center;margin-top:28px}
.table-scroll{width:100%;overflow-x:auto;-webkit-overflow-scrolling:touch;margin-top:24px;background:#FFFFFF;color:#062925}
table{width:100%;min-width:690px;border-collapse:collapse}
caption{caption-side:bottom;padding:12px;color:#062925;font-weight:700;text-align:left}
th,td{padding:13px 14px;text-align:left;vertical-align:top}
th{background:#F1B825;color:#062925}
td{font-weight:700}
tr:nth-child(even){background:#F7E9D6}
.contact-note{background:#FFFFFF;padding:22px;box-shadow:0 10px 22px rgba(6,41,37,.12)}
.contact-note p{margin-bottom:0}
.site-foot{background:#062925;color:#FFFFFF;padding:56px 16px 26px}
.foot-top{width:100%;max-width:1180px;margin:0 auto 30px;display:grid;grid-template-columns:1fr;gap:26px}
.foot-title{margin-bottom:10px;color:#FFFFFF;font-size:21px;font-weight:700}
.foot-top p{color:#FFFFFF}
.foot-nav ul{display:grid;grid-template-columns:1fr;gap:10px}
.foot-nav a,.foot-nav span{display:inline-block;color:#FFFFFF;font-weight:700;text-decoration:none}
.foot-nav a:hover{background:#174B43}
.foot-nav a:focus-visible{background:#174B43;outline:3px solid #F1B825;outline-offset:3px}
.asset-rail,.trust-rail{width:100%;max-width:1180px;margin:0 auto 18px;display:flex;align-items:center;overflow-x:auto;-webkit-overflow-scrolling:touch}
.asset-rail{flex-wrap:nowrap;padding:14px 0}
.asset-rail img{flex-shrink:0;margin-right:24px}
.trust-rail{flex-wrap:wrap;padding:10px 0}
.trust-rail img{flex-shrink:0;margin:6px 18px 6px 0}
.legal-copy{width:100%;max-width:1180px;margin:18px auto 0;padding-top:20px;color:#FFFFFF;font-size:13px;overflow-wrap:anywhere}
@media(min-width:481px){
.data-grid{grid-template-columns:repeat(3,minmax(0,1fr))}
}
@media(min-width:769px){
.topbar-inner,.page-frame{width:calc(100% - 64px)}
}
@media(min-width:1024px){
h1{font-size:52px}
h2{font-size:37px}
}
@media(min-width:1081px){
.menu-toggle{display:none}
.desk-nav{display:flex;align-items:center;margin-left:auto}
.desk-list{display:flex;align-items:center}
.desk-list>li{position:relative;margin-right:22px}
.desk-list a,.desk-list span[aria-current="page"]{color:#062925;font-weight:700;text-decoration:none}
.desk-list a:hover{background:#FFFFFF}
.desk-list a:focus-visible{background:#FFFFFF;outline:3px solid #062925;outline-offset:3px}
.desk-parent{display:flex;align-items:center}
.desk-caret{margin-left:5px;color:#062925;font-size:12px;transition:transform .2s ease}
.desk-parent:hover .desk-caret{transform:rotate(180deg)}
.desk-sublist{display:none;position:absolute;top:calc(100% + 1px);left:0;z-index:60;background:#FFFFFF;box-shadow:0 12px 28px rgba(6,41,37,.2)}
.desk-parent:hover .desk-sublist{display:block}
.desk-sublist a{display:block;padding:12px 16px;white-space:nowrap}
.desk-auth{display:flex;align-items:center;margin-left:20px}
.desk-auth .auth-cta{margin-left:12px}
.mobile-menu{display:none!important}
.mobile-overlay{display:none!important}
.policy-intro{flex-direction:row;align-items:center;justify-content:space-between;padding:76px 0}
.policy-intro>div:first-child{width:67%;padding-right:34px}
.record-mark{width:25%;max-width:240px;margin:0}
.foot-top{grid-template-columns:minmax(0,1fr) minmax(420px,1fr);align-items:start}
.foot-nav ul{display:flex;flex-wrap:wrap;justify-content:flex-start}
.foot-nav li{margin:0 18px 10px 0}
}
@media(max-width:480px){
body{font-size:15px}
.topbar-inner,.page-frame{width:calc(100% - 24px)}
h1{font-size:34px}
h2{font-size:28px}
h3{font-size:19px}
.policy-intro{padding:50px 0 42px}
.data-band{padding:56px 0}
.process-band{padding:62px 0}
.contact-band{padding:56px 0}
.policy-actions{flex-direction:column;align-items:stretch}
.policy-actions a{width:100%;margin:6px 0}
.button-fill,.button-line{width:100%}
.cta-centre{width:100%}
.cta-centre .button-fill{width:auto;min-width:164px}
.data-grid{grid-template-columns:1fr}
.site-foot{padding-right:12px;padding-left:12px}
.asset-rail img{margin-right:18px}
table{min-width:590px;font-size:14px}
th,td{padding:11px 12px}
}
@media(max-width:320px){
.topbar-inner,.page-frame{width:calc(100% - 20px)}
.mobile-menu{padding-right:10px;padding-left:10px}
h1{font-size:30px}
h2{font-size:26px}
table{min-width:540px;font-size:13px}
}
@media(prefers-reduced-motion:reduce){
html{scroll-behavior:auto}
*,*::before,*::after{transition:none!important;animation:none!important}
}